The Saba Ramírez family retirement lagoon. Enter the passphrase to swim in.
Mermaid Money
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Jessica · Ofelia · Sofía
Progress toward the lagoon 🏝️
Net worth over time
Accounts
Spending (trailing 12 months)
Upload fresh Monarch exports
Drop your Balances_… and Transactions_… CSVs here, or click to browse. Everything is parsed in your browser. New data merges with existing history — nothing is ever deleted.
Assumptions (every scenario number traces back to these — the honesty rule)